About the role
Description
Are you curious, analytical, and energized by solving complex business challenges? Do you enjoy building relationships, making informed decisions, and asking thoughtful questions to understand the full picture?
If so, Liberty Mutual's Underwriting Development Program may be the perfect place to launch your career.
As an Associate Underwriter, you'll participate in the Underwriting Development Program, where you'll learn how businesses manage risk and how insurance helps organizations protect what matters most. You'll work alongside experienced underwriters to evaluate complex risks, develop insurance solutions, and make strategic business decisions that support both our customers and Liberty Mutual's continued success.
Underwriting combines analytical thinking, business acumen, relationship management, and negotiation. You'll assess business operations, financial information, and industry trends to determine whether risks are appropriate for Liberty Mutual and help establish pricing and coverage solutions that meet customer needs.
Liberty Mutual's Global Risk Solutions (GRS) business provides commercial and specialty insurance, surety, and reinsurance solutions for midsize, large, and global businesses. Across a broad range of industries, GRS helps organizations navigate complex and evolving risks while protecting their people, property, operations, and future growth.
What You'll Do
Analyze business information, financial data, and industry trends to evaluate risk.
Learn how insurance products and risk management solutions support businesses across a variety of industries.
Partner with brokers, customers, and internal teams to understand client needs and develop tailored insurance solutions.
Build strong communication, negotiation, and relationship management skills.
Develop expertise in risk selection, coverage analysis, and pricing strategies.
Make informed business decisions that balance customer needs with profitable growth objectives.
Training & Development
As an Associate Underwriter, you'll participate in the Underwriting Development Program starting in June 2027, a blended learning experience designed to build the technical, analytical, and business skills needed for a successful underwriting career.
During your first six months, you'll participate in a structured onboarding and development experience that combines formal coursework with hands-on underwriting responsibilities. You'll receive support from experienced underwriting professionals and a dedicated learning liaison within the business as you apply classroom concepts to real-world underwriting situations. Through the program, you'll:
Build a foundation in underwriting principles, risk assessment, coverage analysis, and pricing.
Gain hands-on experience evaluating risks and developing insurance solutions for commercial customers.
Learn alongside a cohort of peers while building your professional network.
Receive ongoing coaching, mentorship, and field support from underwriting professionals.
Develop the knowledge and skills needed to grow your career within underwriting.
This position may have in-office requirements depending on candidate location.
We encourage interested candidates to apply promptly, as the role may be unposted once we've received a sufficient number of candidates. We conduct interviews and extend offers on a rolling basis.
Qualifications
What you've got
You have 0-2 years of related professional experience.
You hold, or will be completing, a Bachelor's degree in Risk Management & Insurance, Economics, Finance, Businessor a related discipline.
A strong academic record with a cumulative 3.0 GPA preferred.
You possess strong analytical, decision-making, and negotiating skills.
You have solid interpersonal skills and demonstrate a passion for customer service.
You must be willing to complete professional designation(s) and continued insurance education.
You must have permanent work authorization in the United States.
You must possess and maintain a valid driver's license for regular travel to customer locations.
About Us
Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.
At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve.
We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefits
Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.
Fair Chance Notices
California
Los Angeles Incorporated
Los Angeles Unincorporated
Philadelphia
San Francisco